We made a plaint to quick quid over 4 months ago, fast quid came back and stated this has done every thing it must have. I wasnвЂ™t pleased and took it towards the Financial ombudsman, after about four weeks looking forward to an adjudicator I became given one who contact me personally and did fast quid had made the exact same offer that we asked for nonetheless they declined.
All interest refunded, 8% and all sorts of entries deleted from my credit report and so I is going to be getting just over 2500 from their website for the amount of 2010 to provide.
So stay with it everyone else. Personally I think like IвЂ™m finally straight right straight back accountable for my entire life.
I’ve just received a contact from Quick Quid providing me personally 500, i will reject it regarding the basis that
A. We borrowed over 17,000 up to the point that I inquired for my account to be cancelled.
B. They acknowledge that they continued to lend to me (I was in a bad place) after I requested my account to be cancelled,. They will have maybe perhaps not supplied information on just just how payday loans Nebraska lending that is much had been when I asked for the account to be terminated.
C. My mom needed to bail me down 1000 to quick quid, we have evidence of the deal, and also the undeniable fact that on a single time she paid WageDayAdvance 700 and paydayexpress 500, which ultimately sjust hows exactly how much difficulty I became in.
D. 500 is bull crap
Have you got experience of anybody requesting a free account to be terminated yet the lending company proceeded to provide? Can there be point of law for this impact? Certainly there clearly was a duty never to lend further if the account happens to be expected to be closed?
I would personally actually appreciate any assistance about this, i will fight and just take this towards the ombudsman.
Sara (Debt Camel) says
Hi Tommy, shockingly reckless financing. You donвЂ™t need certainly to quote a true point of legislation, the Ombudsman talks about what exactly is reasonable 🙂
Many thanks for the answer, this is exactly what they pennedвЂ¦
Although we offered payment support to further you our records suggest that your particular demand to forever shut your account had not been honored.
We donвЂ™t keep in mind them payment that is offering either! Can I compose in their mind to share with them we reject their offer and you will be referring the problem to your ombudsman?
I truly need to know just how much We borrowed once I asked for the account to be closed. Certainly they need to offer this? ItвЂ™s planning to be over 10,000вЂ¦
Do you consider We have a decent instance for the ombudsman?
Actually appreciate your assistance with this, many thanks.
ItвЂ™s under EuroCash before you go to the Ombudsman write to the CEO of Quick Quid over here, youвЂ™ll find the Email addresses on the FCA register. We additionally composed to your CEO in United States whom heads the parent pany (CashAmerica) to quick quid. You will find that target at lead411. IMO you have got a fantastic instance and you are clearly more then eligible to your loan history. Have actually you attempted signing into the fast account that is quid i did so and I also got the real history after that. Whenever did you sign up for very first loan? Mine ended up being 2008 and I also examined their application page kind that time on the means Back whenever Machine Inter archive plus it show no questions regarding credit mitments or outgoings had been ask. We additionally examined my account information on their system as of this moment and you may begin to see the concerns they added recently includes outgoings and credit mitment concerns. Then in all honesty I canвЂ™t see how you would get anywhere if you have answered those questions. Besides the loans whenever you request they cancel your bank account and so they didnвЂ™t. I possibly could be incorrect but IMO then maybe you would have a case, if however you didnвЂ™t and you lied to get the credit then no you wouldnвЂ™t if those questions were answered truthfully and they lent to you. When I said take a look at the Way when device to see just what the applying web page appeared as if when you exposed your account screenshot after that it attempt to log to the your account and check always your bank account details, that may additionally provide your loan history. Best of luck s
Sara (Financial Obligation Camel) says
Hi Louise, plenty of helpful information in there.
Nevertheless the concern of whether вЂњlyingвЂќ on a software stops a plaint being made is not so easyвЂ¦ People may well not have recognized or understood exactly what the numbers were вЂ“ being a financial obligation consultant i am aware exactly just just how few individuals have actually an exact notion of their outgoings. If somebody borrows often with little gaps between your lender needs to have spotted that as an indication of distress whatever figures the debtor had entered.
Actually appreciate whatever you assist. i shall compose some furious letters on Monday and discover exactly just just what their next move is. We will help keep you published, thanks once more. Tom